Citizens Bank has many other personal products to fulfill your banking needs.

From ATM cards to processing International Wires we have a multitude of services to choose from. Just read below to see if we have a service that's right for you!

Cashiers Checks

Need a secure way to send money, then a cashiers check may be the product you're looking for. Citizens Bank Club Members receive 3 free cashiers checks per month. For Non-Club Members there is a $3.00 fee per check.

Domestic & International Wires

Need to send money to another bank, out of state, or overseas quickly, then you may consider a wire transfer. On Domestic incoming or outgoing wires the following charges apply Club Members $5.00 per wire for incoming or outgoing, Non-Club Members $5.00 incoming and $10.00 outgoing per wire. For International Wires there is a $50.00 fee for outgoing and a $35 incoming fee for incoming.

Internet Banking with Bill Pay

Citizens Bank & Trust provides you with convenient, secure, password-protected access to all your accounts, day or night, from anywhere in the world.

Our ExpressNet Internet banking allows you to:

• Review all of your accounts on one screen
• Check current balances
• View daily account activity - keep track of withdrawals, deposits, and payments
• Transfer funds internally
• Reorder checks
• Pay bills online with Power Pay

To speak with a Customer Service Representative regarding any of our Personal Banking products, contact us at 270-465-8193 or e-mail customerinfo@cbtky.com.