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Fixed Rate Mortgages

With a fixed rate mortgage, you know exactly what your interest rate and monthly payment will be for the life of the loan. 

So you prefer a steady, predictable payment schedule, this type of loan may be right for you.

Advantages

  • Guaranteed rate for the term of the loan once you lock.
  • Protection from rising interest rates.
  • Fixed monthly payment amount.

Consider a Fixed-Rate Mortgage If:

  • You plan to live in your home longer than 10 years
  • You expect interest rates to rise while you are in your home
  • You have a fixed income
  • You want to feel secure about your monthly payment responsibilities.

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*Loans are not covered by FDIC Insurance.